en-us Foolproof InformationEdge - Cecil County School Employees Federal Credit Union http://ie.foolproofonline.info/ccsefcu/ A youth website to engage young people in consumer issues. Tue, 22 Jan 2019 13:59:38 -0600 Tue, 22 Jan 2019 13:59:38 -0600 Copyright 2002-2019 FoolProof Financial Education Inc. niels@foolproofhq.com http://ie.foolproofonline.info/ccsefcu/ Foolproof InformationEdge - Cecil County School Employees Federal Credit Union /common/cu_files/10.jpg 60 60 Foolproof InformationEdge - Cecil County School Employees Federal Credit Union Begin the New Year with These Tips http://ie.foolproofonline.info/ccsefcu/report/newyear01_19/ <p>At the start of a new year, many people traditionally set goals or make changes. Whether you make resolutions or avoid them, follow these tips for making the most of your money and protecting your finances and privacy to start the new year off on a high note.</p> Drew's Report Mon, 31 Dec 2018 05:32:39 -0600 UltraFICO Credit Score Explained http://ie.foolproofonline.info/ccsefcu/news/ultrafico01_19/ <p>Credit scores are used by lenders to determine if they will give you a loan (auto, mortgage, credit card). Businesses such as insurance and phone companies are also using credit scores to decide if they will issue you a policy or provide you with service. </p> News Mon, 31 Dec 2018 04:56:55 -0600 About the Marriott-owned Starwood Hotels Breach http://ie.foolproofonline.info/ccsefcu/news/marriot/ <p>On November 30th, Marriott International announced that the Starwood reservation system had been breached and the personal information of up to 500 million guests had been stolen.</p> News Thu, 06 Dec 2018 06:05:15 -0600 Become a FoolProof Skeptic, and Do it Right. http://ie.foolproofonline.info/ccsefcu/gen_y/sceptic/ <p>Make money, spend money: Gifts, groceries, housing, transportation, utilities, health, entertainment, and more. If you know the cycle of your life, you know this is the reality. And you probably aren't going to change that reality. But if you spend money wisely, the cycle will be a lot easier to manage, and even more fun, too.</p> Gen Y with Will Fri, 30 Nov 2018 13:51:52 -0600 Beware of Phishing Phone Calls http://ie.foolproofonline.info/ccsefcu/news/shing12_18/ <p>Phishing scams using emails, texts, and websites have been around for years. Telephone-based phishing scams have been around for years, too. The phone phishers have some new tricks that are making it harder to detect the scams.</p> News Thu, 29 Nov 2018 23:12:22 -0600 End of the Year Tax Saving Tips http://ie.foolproofonline.info/ccsefcu/report/taxsav12_18/ <p>The end of the year is fast approaching and many people are focusing on the holidays. But you should take a bit of time to ensure that you are taking advantage of the many ways you can save on your 2018 income tax. These tips can help.</p> Drew's Report Wed, 21 Nov 2018 12:06:00 -0600 It's Open Enrollment Time http://ie.foolproofonline.info/ccsefcu/news/openenroll11_18/ <p>No matter how you receive your health insurance, the fall is typically when you can make changes to your health insurance plan.</p> News Wed, 14 Nov 2018 01:32:53 -0600 Are Payment Apps Safe? http://ie.foolproofonline.info/ccsefcu/gen_y/paymnt/ <p>Not a lot of people carry cash around these days. And the good old plastic card is also becoming old school.</p> Gen Y with Will Thu, 01 Nov 2018 14:51:27 -0500 Protect Identity with a Free Credit Report Freeze http://ie.foolproofonline.info/ccsefcu/news/fcredrep11_18/ <p>Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the three major credit reporting agencies is now free. Previously, a consumer had to pay a fee to freeze and unfreeze their credit report. The fees for placing, lifting, and removing a credit freeze were determined by state law.</p> News Thu, 01 Nov 2018 14:31:46 -0500 The Holiday Shopping Season Has Begun! http://ie.foolproofonline.info/ccsefcu/report/holshop11_18/ <p>The holiday shopping season is here. Black Friday and Cyber Monday are no longer just one day. Many retailers, online and off, offer deals for several weeks leading up to Thanksgiving weekend and continue well into December.</p> Drew's Report Thu, 01 Nov 2018 14:26:19 -0500