en-us Foolproof InformationEdge - Cecil County School Employees Federal Credit Union http://ie.foolproofonline.info/ccsefcu/ A youth website to engage young people in consumer issues. Sat, 21 Jan 2017 15:33:31 -0600 Sat, 21 Jan 2017 15:33:31 -0600 Copyright 2002-2017 FoolProof Financial Education Inc. niels@foolproofhq.com http://ie.foolproofonline.info/ccsefcu/ Foolproof InformationEdge - Cecil County School Employees Federal Credit Union /common/cu_files/10.jpg 60 60 Foolproof InformationEdge - Cecil County School Employees Federal Credit Union Google; You May Want To Become Invisible http://ie.foolproofonline.info/ccsefcu/gen_y/gpri/ <p>With Google's new privacy policy in place (June 2016), the company will now combine their huge database of web browser data (your Google searches) with the personal information they collect from their services like Gmail.</p> Gen Y with Will Fri, 13 Jan 2017 01:52:11 -0600 Another Yahoo! Data Breach. Over a Billion Users A http://ie.foolproofonline.info/ccsefcu/news/yahbr12_16/ <p>Yahoo announced on December 14, 2016, that a major data breach occurred in 2013 which affected over 1 billion accounts. This breach is larger and is a different breach than the 2014 breach that Yahoo announced in September 2016.</p> News Fri, 13 Jan 2017 01:40:01 -0600 Over 1 Million Android Devices Infected by Malware http://ie.foolproofonline.info/ccsefcu/news/andr12_16/ <p>Over 1 million Android devices worldwide have been infected by malicious software. This malware attack campaign, named Gooligan, is affecting over 13,000 devices a day. Devices are typically infected by downloading various apps from third-party app stores instead of the approved Google Play store. Devices may also be infected when a user taps on malicious links in phishing messages.</p> News Sat, 10 Dec 2016 02:50:45 -0600 Take 5 Steps to Protect Your Privacy and Financial http://ie.foolproofonline.info/ccsefcu/report/propri01_17/ <p>Identity theft and fraud targeting your financial information and well-being continue to increase. In its latest figures, the Federal Trade Commission reported a 47% percent increases in identity theft complaints from 2014 to 2015. A Department of Justice Survey indicated that 17.6 million Americans experienced ID theft in 2014.</p> Drew's Report Sat, 10 Dec 2016 01:31:28 -0600 Millennials: All About (Your) Credit http://ie.foolproofonline.info/ccsefcu/gen_y/millcred/ <p>I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you later."</p> <p>You've also heard of credit scores, right? But do you know how important that credit score is to the rest of your life?</p> Gen Y with Will Thu, 01 Dec 2016 04:41:16 -0600 It's Holiday Time. Don't Let Your Guard Down http://ie.foolproofonline.info/ccsefcu/news/guard12_16/ <p>It's holiday time and for most people, their security and privacy are not foremost in their thoughts. Yet many hazards and threats are more prevalent during this season of the year. Shopping safely locally and online and safety around the home are important. Here are some tips and resources to help keep you and your family safe and your sensitive information secure.</p> News Thu, 01 Dec 2016 04:19:07 -0600 Beware of Fake Apps http://ie.foolproofonline.info/ccsefcu/news/ap11_16/ <p>With more and more people using mobile devices for shopping, scammers have turned to apps to target consumers. Fake retail and product apps have been around for some time but are now becoming more widespread.</p> News Tue, 08 Nov 2016 03:49:45 -0600 Credit Report Errors Can Ding Your Wallet and Life http://ie.foolproofonline.info/ccsefcu/report/crer12_16/ <p>Errors in the information on your credit reports can hurt your financial and personal life. Errors can lower your credit score, resulting in paying higher interest rates on car loans, mortgages, and credit cards or in being turned down for a loan. Insurance companies and employers often use information based on your credit report to make decisions; erroneous information on your credit report could mean paying more for insurance or being turned down for a job. Checking your credit report regularly using www.annualcreditreport.com can help you correct errors in a timely manner.</p> Drew's Report Wed, 02 Nov 2016 04:19:23 -0500 Popular Ways to Finance a Home with Poor Credit http://ie.foolproofonline.info/ccsefcu/report/homfin10_16/ <p>Owning a home is the American Dream. In fact, most renters in a recent survey indicated that they'd like to buy a home. But the combination of tightened mortgage requirements after the 2008 housing crisis and the slow post-recession recovery of employment and income for many Americans has meant that many people may not qualify for a conventional mortgage. Having a spotty or poor credit history makes it hard to meet these mortgage requirements.</p> Drew's Report Wed, 02 Nov 2016 04:10:20 -0500 The Internet of Things &amp; DDoS Attacks http://ie.foolproofonline.info/ccsefcu/news/dd10_16/ <p>On October 21st, many people had trouble accessing dozens of popular websites and services as a result of a distributed denial-of-service (DDoS) attack that targeted Dyn, a major Domain Name System (DNS) hosting service. In this news brief we'll address what DDoS attacks may mean to you and what you should do.</p> News Tue, 01 Nov 2016 11:06:25 -0500