en-us Foolproof InformationEdge - Cecil County School Employees Federal Credit Union http://ie.foolproofonline.info/ccsefcu/ A youth website to engage young people in consumer issues. Fri, 23 Mar 2018 21:13:03 -0500 Fri, 23 Mar 2018 21:13:03 -0500 Copyright 2002-2018 FoolProof Financial Education Inc. niels@foolproofhq.com http://ie.foolproofonline.info/ccsefcu/ Foolproof InformationEdge - Cecil County School Employees Federal Credit Union /common/cu_files/10.jpg 60 60 Foolproof InformationEdge - Cecil County School Employees Federal Credit Union The Danger of High Interest Loans! http://ie.foolproofonline.info/ccsefcu/gen_y/higintloan/ <p><em>If you need money quick, what should you do?</em></p> <p>Most of us have been there: we have bills to pay but we're short on cash. And we experience money pressure.</p> Gen Y with Will Sat, 10 Mar 2018 11:47:40 -0600 It's Tax Time Again. These Tips Can Help. http://ie.foolproofonline.info/ccsefcu/news/tax02_18/ <p>Tax season. For many people those words mean it's time to complete an unpopular task. So whether you like to get this chore done as soon as possible or wait until the last minute, here are some tips, reminders, and other information to help you prepare your taxes.</p> News Sat, 10 Mar 2018 10:24:00 -0600 New Medicare Cards Are Coming Soon http://ie.foolproofonline.info/ccsefcu/news/nmedcrd03_18/ <p>Do you or a family member receive Medicare benefits? Then you need to know that starting in April 2018, Medicare will begin mailing new cards to everyone who receives Medicare benefits. In order to help protect you from identity fraud, the new cards will no longer have Social Security Numbers on them but will have a unique Medicare Number. The only change is to your card. Your coverage and benefits remain the same.</p> News Thu, 08 Mar 2018 12:41:47 -0600 Tips for Reducing Your Identity Theft Risk http://ie.foolproofonline.info/ccsefcu/report/idth04_18/ <p>Identity theft occurs when someone uses your personal information to make purchases, open accounts, get medical treatment, or file taxes. You can't prevent identity theft but you can take steps to reduce your risk.</p> Drew's Report Wed, 31 Jan 2018 06:20:32 -0600 How Much Money Have You Spent Gaming Online? http://ie.foolproofonline.info/ccsefcu/gen_y/gmonl/ <p>Many of us spend hours and hours on our tablets, phones and gaming consoles, battling friends and creating artificial worlds.</p> <p>How many hours do you spend gaming online? Or better yet, how many dollars have you spent gaming online? Have you spent money on (or within) a game that started out free? It happens all the time.</p> Gen Y with Will Tue, 30 Jan 2018 06:52:57 -0600 Enhance Your Online Privacy and Security http://ie.foolproofonline.info/ccsefcu/report/onlipr02_18/ <p>There are many threats to your online privacy and security. Some of these threats include advertisers and businesses tracking you and thieves trying to steal your financial and personal information. There are steps you can take to protect yourself starting with these tips.</p> Drew's Report Tue, 16 Jan 2018 06:47:12 -0600 About the Meltdown and Spectre Computer Chip Flaws http://ie.foolproofonline.info/ccsefcu/news/spec01_18/ <p>In early January, researchers announced two flaws in computer chips known as central processing units (CPUs). CPUs are what makes our digital devices run. These flaws affect almost every computer, laptop, tablet and smartphone including PC, Mac, servers, iOS and Android devices. The flaws could let attackers capture sensitive information from the CPU that they shouldn't be able to access. There are no known exploits of these flaws.</p> News Tue, 16 Jan 2018 06:26:21 -0600 This Is Not Fake News! http://ie.foolproofonline.info/ccsefcu/gen_y/fkne/ <p>Creating fake news these days is as easy as pie! And a big reason why criminals and scammers create fake news is specifically to dupe people who might believe it. But what is fake news?</p> Gen Y with Will Tue, 16 Jan 2018 05:54:39 -0600 What You Need to Know About Peer-to-Peer Payments http://ie.foolproofonline.info/ccsefcu/news/peer12_17/ <p>Peer-to-peer payments are becoming a very popular way for friends to split the bill for a dinner, gift, tickets or other items. These services can be very useful, but should be properly checked out before you use it. The following questions can help you evaluate the various services.</p> News Fri, 15 Dec 2017 04:22:38 -0600 FoolProof's Top 5 Funky Saving Tips http://ie.foolproofonline.info/ccsefcu/gen_y/savetips/ <p>Life seems to be getting more and more expensive. So, whenever I get the chance to save some money, I take advantage of it! Here are a few different ways to save money. We call these "FoolProof's Top 5 Funky Saving Tips":</p> Gen Y with Will Sun, 03 Dec 2017 06:13:28 -0600