Renting a Car on Vacation? What Insurance Do You Need?
Many people enjoy "destination" vacations where they fly to the location then rent a car for local transportation. When you rent a vehicle, it's important to have the right insurance coverage for the rental. Should you take the coverage offered by the rental company? Or will coverage provided by your personal auto insurance policy and the credit card used to rent the car be adequate?
Should You Be Worried About Ransomware?
Ransomware is malicious software (malware) that prevents access, usually by encryption, to some or all of the files on computer hard drives. The software then informs the user that the only way to regain access to the files is to pay a ransom. The ransom must be paid using some type of digital currency such as bitcoins. Ransomware can end up on your computer through phishing emails, infected attachments, or infected websites.
Gen Y with Will
A Zero Percent Credit Card Trick!
These days, many retailers (including large shops and companies) offer store-brand credit cards with a 0% interest rate. Their advertisements entice you to purchase expensive items and charge them to your 0% Annual Percentage Rate (APR) credit card.
From the Archives
Saving for Retirement? Comparing Traditional and Roth IRAs
Individual retirement accounts, known as IRAs, are popular tax-advantaged vehicles for saving for retirement. Although there are actually 11 different types of IRAs, the most common are the traditional IRA and the Roth IRA.
- Coming Soon to an ATM Near You? No Card Required
- Renting a Car Soon? Read This First
- It's Time to Check Your Social Security Statement Online
- Building and Maintaining Your Credit
- Seniors & Privacy: Information Specifically for Seniors
- The Real World of Mortgages
Who's Fighting For You?
Learn right here about consumer groups that tackle consumer issues for you. Each month, we'll feature a different group.
This month's featured consumer group:
The National Housing Trust Fund was established as a provision of the Housing and Economic Recovery Act of 2008, which was signed into law by President George W. Bush. The passage of National Housing Trust Fund legislation is a major victory for low income housing advocates and the lowest income people in our country with the most serious needs. The housing trust fund will, once capitalized, provide communities with funds to build, preserve, and rehabilitate rental homes that are affordable for extremely and very low income households.