Nick's Report
Protecting Your Credit and Credit Score in Today's Economy
The economic fallout from the national credit crisis and recession has continued to hit hard at personal finances. Many consumers are facing tightened credit availability as they seek credit for a mortgage or car loan, for instance. Credit card companies have been lowering credit limits and closing accounts at record levels, even for customers with good credit, in an effort to recover from past losses and reduce future risk exposure.
Gen Y with Will
Wanna Make A Bet?
I'm betting you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you later."
But do you know what your credit score is? Okay, have you even heard of a credit score? More importantly, do you know how important that credit score is to the rest of your life?
Who's Fighting For You?
Learn right here about consumer groups that tackle consumer issues for you. Each month, we'll feature a different group.
This month's featured consumer group:
Privacy Rights Clearing House
Holiday Shopping? Ten Timely Tips
Privacy Rights Clearinghouse is pleased to offer these ten timely tips to protect you and your privacy during the holiday season. You may be shopping more frequently and under more rowded and frantic conditions. Follow these tips to help avoid scams and rip-offs. Be a privacy-smart consumer!
NEWS:
Federal Tax Credit for Home Buyers Extended and Expanded.
The Congress has now passed a bill extending an $8,000 tax credit for first time home buyers. First-time buyers will need to have a contract on a home priced up to $800,000 by April 30 and close by June 30, 2010. Income limits for claiming the credit are increased to $125,000 for individuals and $225,000 for couples. The bill also for the first time offers a tax credit of $6,500 to current homeowners who wish to buy a new home and have lived in their current home for five of the last eight years.
See the IRS website for more information.
Information
FoolProof Featured On AOL
Top 10 money myths held by teens and how to change them...
What do teens know about money? It's green, they never have enough of it and for some it seems to magically appear from the bank of Mom and Dad. Perhaps a better question is ...
Car Buying
How Hard do You Work for $1000? Or $2000?
Just click here and this beautiful convertible can be yours for $1 under invoice. Unbelievable! And we've got 0% financing. Even more unbelievable! And we'll give you a free computer when you buy from us! And we guarantee the value of your trade-in!
Using the Infomation Edge Car-Buying Guide can help you save big bucks on your next vehicle.