Living Paycheck to Paycheck? 7 Tips for Saving More Now
If you find yourself in this situation—or close to it—it's time to pause and look for new ways to cut spending and enhance saving. Having even a small emergency fund can put you and your family on a more secure financial footing. Here are some tips to help. Some steps you can take today, others require a little more planning.
IRS Calling? No! It's a Scam. Here's What to Do.
Near the top of the IRS's annual "Dirty Dozen" list of tax scams are phone calls from criminals impersonating IRS agents. In these calls, the scam artists claim that you owe money on your taxes and demand immediate payment and may threaten police arrest, deportation, license revocation and other things. Often they demand that payment be made by prepaid debit card.
Traveling? Think Twice Before Using Your Hotel's Wi-Fi
When traveling do you use the hotel's Wi-Fi? If so, you should think carefully before you use it on your next trip. Hackers are using security vulnerabilities in hotel Wi-Fi to steal passwords and other personal information.
Gen Y with Will
Spotting Money-Flipping Scams on Social Networks!
As if the lack of privacy on social networks isn't bad enough, there is something else that may be worse. You could lose a lot of money if you are caught in a "money-flipping" scam.
How, you ask? And what is a money-flipping scam?
From the Archives:
Start an Emergency Fund or Pay Down Credit Card Debt
This question is familiar to most consumers. It typically occurs each month when the credit card statements arrive. According to TransUnion the average credit card holder owes just over $5000. And credit cards have relatively high interest rates, currently about 13% to 15.4% APR according to Bankrate.com.
From the Archives:
How to Build Strong Passwords
What's the definition of a good password? It's a secret code that's hard for hackers to break and easy for you to remember.
I'm Niels, FoolProof's VP of Techie Stuff. We've told you in other reports about creating passwords, but as the geek in FoolProof, I wanted to give you a smart way to build a really good password.
Who's Fighting For You?
Learn right here about consumer groups that tackle consumer issues for you. Each month, we'll feature a different group.
This month's featured consumer group:
Our mission is to harness economic power—the strength of consumers, investors, businesses, and the marketplace—to create a socially just and environmentally sustainable society. We work for a world where all people have enough, where all communities are healthy and safe, and where the bounty of the Earth is preserved for all the generations to come.
- All You Need To Know About Credit Card Hacks
- About to Tap Your 401K for a Loan? Six Reasons to Think Again
- Don't Let These Scams Steal Your Personal Financial Information
- The Perfect Mortgage. Or Is It?
- Take One Hour to Take Five Steps to Protect Your Privacy
- What is a "Credit Score"? And How Can it Affect Your Credit?