en-us Foolproof InformationEdge - Virginia Beach Schools Federal Credit Union http://ie.foolproofonline.info/vbsfcu/ A youth website to engage young people in consumer issues. Mon, 22 Apr 2019 09:29:15 -0500 Mon, 22 Apr 2019 09:29:15 -0500 Copyright 2002-2019 FoolProof Financial Education Inc. niels@foolproofhq.com http://ie.foolproofonline.info/vbsfcu/ Foolproof InformationEdge - Virginia Beach Schools Federal Credit Union /common/cu_files/5.jpg 60 60 Foolproof InformationEdge - Virginia Beach Schools Federal Credit Union Do You Use Prepaid Cards? Then Read This. http://ie.foolproofonline.info/vbsfcu/news/prepa04_19/ <p>On April 1, 2019 new rules from the Consumer Financial Protection Bureau (CFPB) went into effect. These rules provide protection for prepaid cards, payroll cards, and government benefit cards. They also apply to funds in newer types of mobile or internet-based accounts.</p> News Sun, 07 Apr 2019 08:31:57 -0500 Money-Saving Helpers! http://ie.foolproofonline.info/vbsfcu/gen_y/moneyhelpers/ <p>A.K.A.: Sites that help you, and don't hype you.</p> <p>Have you ever bought a lemon vehicle, had your ID stolen, or found it difficult to pay your bills? And then did you get in deeper trouble when you tried to fix any of these problems?</p> Gen Y with Will Mon, 01 Apr 2019 08:36:29 -0500 Haven't Filed Your Taxes Yet? http://ie.foolproofonline.info/vbsfcu/news/tax03_19/ <p>The IRS has announced their "Dirty Dozen" tax scams for 2019. These scams can occur anytime during the year but tend to peak during tax season. Here are a few of the scams to be aware of.</p> News Tue, 19 Mar 2019 04:56:34 -0500 How to Get Ripped Off when You Shop! http://ie.foolproofonline.info/vbsfcu/gen_y/target/ <p>If you are interested in scams, then you'll love the little experiment that Target Stores recently pulled on customers. I say "experiment" since Target—when it was caught—denied that it meant to make this trick a recurring one with its customers.</p> Gen Y with Will Wed, 06 Mar 2019 05:05:57 -0600 How Long Should You Keep Your Tax Records? http://ie.foolproofonline.info/vbsfcu/report/records04_19/ <p>Once you file your income tax, you aren't quite done. You need to finalize your records. This report looks at the records you need to keep and how long you should keep them.</p> Drew's Report Fri, 22 Feb 2019 11:36:37 -0600 Have You Given Your Data a Checkup Recently? http://ie.foolproofonline.info/vbsfcu/news/data02_19/ <p>When was the last time you reviewed the data on all of your devices? Many people don't think about their important data until something happens to it. Here are some tips to help you protect that data.</p> News Wed, 13 Feb 2019 20:10:38 -0600 Watch Out for These Twists on Phishing http://ie.foolproofonline.info/vbsfcu/report/twists03_19/ <p>If you have been online for any length of time, you have heard about phishing. Phishing uses a variety of methods to obtain your personal and financial information which can then be used to steal your money and your identity. Phishing scams typically try to get you to act quickly without thinking and they are getting harder to spot.</p> Drew's Report Sat, 02 Feb 2019 14:49:34 -0600 How Tax Reform Impacts Your Federal Income Taxes http://ie.foolproofonline.info/vbsfcu/news/tax01_19/ <p>The Tax Cuts and Job Acts bill that was enacted in December 2017 will probably impact your 2018 Federal income tax return. The bill made sweeping changes to the tax laws changing tax rates, deductions, exemptions, and much more. Here are some highlights.</p> News Sat, 02 Feb 2019 14:38:38 -0600 Your Smartphone. Attacked. http://ie.foolproofonline.info/vbsfcu/gen_y/smartphonerisk/ <p>Your smartphone&mdash;right now&mdash;is probably the focus of scammers and hackers. Fraudsters who used to focus on attacking your PC are now a lot more interested in smartphones since they are the most-used web device for a majority of people.</p> Gen Y with Will Sat, 02 Feb 2019 14:23:24 -0600 How Often Do You Review Your Insurance Coverage? http://ie.foolproofonline.info/vbsfcu/report/insur02_19/ <p>Insurance in its various forms helps protect us from financial loss, yet we don't think much about it until we need it. Reviewing your insurance policies can ensure you have the right coverage at the right cost. Life changes, such as marriage, divorce, a new addition to the family, buying a home, a child going off to college, a job change, or retirement, can impact your insurance needs.</p> Drew's Report Mon, 31 Dec 2018 05:36:32 -0600